Simcoe County, Corporation of

Social Housing - Home Ownership Program

Home Agency Service

Provides down payment assistance to moderate income individuals and families giving them the opportunity to move from rental accommodation to homeownership
  • Homeownership component of the Investment in Affordable Housing program provides up to 10% in down-payment assistance to households to aid them in purchasing a new house at or below a set maximum price (changes yearly)
  • loan is forgivable if the applicant keeps the home for 20 years
  • if the applicant sells the house, they have to repay the principal downpayment assistance plus 10% capital gains
  • this money will then go back into a revolving fund the county will maintain so it can be rolled back out again

A percentage of available funding will be designated for applicants currently living in Social Housing or those who self-identify as Aboriginal households
  • must be a current resident of Simcoe County, including Barrie and Orillia
  • must provide proof of mortgage pre-approval
  • must be a renter household (please note: Room & Board and/or living with family does not qualify as Renter Household unless you are staying in a separate rental unit within the home that can be rented out upon your departure)
  • cannot currently own a home or have any vested interest in a residence/land
  • must provide proof of gross household income at or below $73,800
  • personal assets, including any gifting amounts from friends or family, savings, GIC's, etc. cannot exceed $20,000. RRSP's of first time home buyers now do count towards personal contributions as they can be accessed for home purchases as per Canada Revenue Agency guidelines
  • no outstanding arrears if a former/current tenant of Social Housing in Ontario
  • at least 18 years of age, Canadian citizen, landed immigrant, or have Refugee Claimant status
  • supply photo identification and birth certificate
Application Process
Check the website for updates, information or to download application form. There may be a waiting list depending on fund availability.
705-725-7215 ext 111 9 - accepts collect telephone calls
Web Site
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Mailing Address
Administration Centre, 1110 Hwy 26
Springwater, ON, L9X 1N6
English, French
Joanne, Administrative Assistant
Program Supervisor
Tom Fortier
Phone: ext 1150
Documents Required
Details will be provided if required.
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Agency Information
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Community Reach
Last Updated On
January 12, 2023
Administration Centre, 1110 Hwy 26
Springwater, ON, L9X 1N6
Cross street: Hwy 26 and Bayfield St
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Hours of Operation
8:30 am to 4:30 pm
8:30 am to 4:30 pm
8:30 am to 4:30 pm
8:30 am to 4:30 pm
8:30 am to 4:30 pm

Mon-Fri 8:30 am-4:30 pm
Service Area(s)
Simcoe County