Searching for Home Ownership

Offers education, services, and housing consulting including:

suitePEAS (Private Elegant Affordable Spaces):

• a program to repurpose existing larger single family homes to create five single suites or units where five like-minded women 55+ will live in a safe, affordable community environment
• a new form of micro housing - small, compact, low cost, low tech, low risk, innovative and affordable
• financially viable and environmentally sustainable
• this micro housing model can accommodate women with limited income and capital as well as women who are seeking community and are willing to pay market prices for their homes
• suites can be owned or rented

Woodside Mews consists of 30 independent living garden homes designed to blend with the surrounding community

• owned and operated by the Rotary Club of Oakville
• homes are purchased with a life lease

Buying or selling:

• Trafalgar Senior Homes maintains a waiting list of potential purchasers
• contact their office to add your name to the list
• may sell or transfer a life lease at fair market value at any time to an approved purchaser from Trafalgar Senior Homes waiting list
• when selling a life lease original owners are able to retain 95 per cent of the selling price of the home

Federation of nonprofit housing cooperatives * lobbying and representation * promotion of nonprofit cooperative housing * advice and training in cooperative housing management * assistance to new cooperatives



Online list of co-ops with open waiting lists * scholarship for member co-operative residents in postsecondary programs * youth leadership camp



Participating member of the Co-operative Housing Federation of Canada

Activities include:

Building projects
Builds homes for low income families, primarily with volunteer labour and donated materials
* homes are mortgaged by Habitat for Humanity Halton at no interest to low income families, who provide an investment of sweat equity in the form of 500 hours of labour

ReStore:
Sells affordable home products, new clothing, toys, and new and used building materials such as doors, windows, shelving, kitchen cabinets and hardware
* funds raised support Habitat for Humanity programs
* for more information see separate listing here

Donation Methods:
Drop off at ReStore location or schedule a residential donation pick-up

Volunteer opportunities:
ReStore Warehouse Personnel, ReStore Product Pricer, ReStore Driver's Assistant, ReStore Customer Service/Merchandiser, ReStore Cashier, Resource Development Assistant (Office), Special Events Crew/Ambassador team

COVID19 -- curbside service only

ReStore locations -- sell new and used building material and furnishings to the public

ReVive Boutique -- upcycling centre to recycle and transform donated products and materials that would otherwise go to landfill

• volunteers renew used items or build something new for ReStore to sell

Habitat Handyman -- affordable contractor service for home renovation projects, volunteers may help

Also Habitat for Humanity, Greater Toronto Area offices and ReStores in Brampton or Toronto, see separate listings

Volunteers organize donated money, materials and people to build homes in partnership with low income working persons in need of simple, decent houses

• houses are sold to selected homeowner partners at cost with a no down payment, no-interest mortgage (mortgage payments are recycled to build other homes)
• future homeowner partners work a minimum of 500 volunteer hours as sweat equity

ReStore location within Brampton/Caledon -- sell new and gently used building material or furnishings to the public

• material donations can be picked up during store hours:

ReStore Brampton (268 Rutherford Rd S, 647-276-5711)


Also stores in Durham Region,Toronto and York Region, see separate listings

Habitat for Humanity Halton-Mississauga, Mississauga ReStore (4500 Dixie Rd, 905-828-0987)

Offer both rental and purchase unit options to seniors living independently * dining room, recreational programming, exercise classes and wellness centre available for residents

Home ownership program by a nonprofit housing development corporation and social enterprise * cost-effective homes, down payment support available

COVID19 -- For updates on COVID response at Baycrest, patient and visitor safety during COVID




Hospital, long term care, residential and community services for seniors * life lease apartments -- 120 units, one and two bedroom suites * research * education * Jewish environment * see other entries for specific services



Participant in Regional Geriatric Program of Toronto -- see separate entry

Bachelor, one and two bedrooms * for older adults who are ambulatory and able to care for themselves * 31 units * priority to Finnish and Estonian community

Life Lease apartments - Bachelor, one, two and three bedrooms * 57 units * priority to Finnish and Estonian community

Volunteers organize donated money, materials and people to build homes in partnership with low income working persons in need of simple, decent houses

• houses are sold to selected homeowner partners at cost with a no down payment, no-interest mortgage (mortgage payments are recycled to build other homes)
• future homeowner partners work a minimum of 500 volunteer hours as sweat equity

ReStore locations within York Region -- sell new and gently used building material or furnishings to the public

• material donations can be picked up during store hours:

ReStore Markham (7701 Woodbine Ave, 647-276-3730)
ReStore Newmarket (16715 Yonge St, Unit C, 905-868-8723)
ReStore Vaughan (2180 Steeles Avenue W, 905-532-9510)
ReStore Woodbridge (551 Cityview Blvd, 647-910-4690)

Also stores in Brampton, Durham Region and Toronto, see separate listings

COVID19 -- retail sites moved online, in-person services closed



Volunteers organize donated money, materials and people to build homes in partnership with low income working persons in need of simple, decent houses

• houses are sold to selected homeowner partners at cost with a no down payment, no-interest mortgage (mortgage payments are recycled to build other homes)
• future homeowner partners work a minimum of 500 volunteer hours as sweat equity

ReStore locations within Toronto -- sell new and gently used building material or furnishings to the public

• material donations can be picked up during store hours:

ReStore East York (155 Bermondsey Rd, 647-276-5690),
ReStore Etobicoke (700 Kipling Ave, 647-910-4350),
ReStore North York (1120 Caledonia Rd, 647-276-0880),
ReStore Scarborough Centre (1181 Kennedy Rd, 647-910-5650)
ReStore Studio District (3 Carlaw Ave, 647-276-0580)

Also stores in Brampton, Durham Region and York Region, see separate listings

COVID-19 Update: Visit COVID-19 Information and Updates for the latest on how to access programs and services during COVID-19.

Rent-geared-to-Income (RGI) Subsidy - Social Housing
The County of Wellington supports the delivery of subsidized housing in units where rent is set at no more than 30 per cent of a household's income. Applicant households must apply to the County and meet eligibility criteria.

Rent Supplement Subsidy
Rent Supplement Program allows individuals and families to receive a geared-to-income rent supplement for a unit in the private market. Applicant households must apply to the County and meet eligibility criteria.

Find out more about the rent supplements.

Affordable Housing
Affordable housing, sets rent at less than market levels, can be found in the City of Guelph and Wellington County. All prospective households must apply to the provider directly and meet eligible criteria.

Homeownership
The County of Wellington administers two homeownership program:

1. Wellington Affordable Homeownership Down Payment Loan Fund, and
2. Ontario Renovates

The Affordable Homeownership Program and Ontario Renovates are limited funding program, please review program eligibility.

Funding to Prevent Eviction
The County of Wellington administers funding for the Housing Stability Program, the Rent Bank, Emergency Energy Fund (EEF), and Low-income Energy Assistance Program (LEAP).

Find out more about Housing Stability Funding eligibility.

Emergency Shelter
The County of Wellington funds the Welcome In Drop In Centre and Wyndham House to support homelessness prevention, crisis response and housing stability.
Find out more about emergency shelter services in Guelph-Wellington.

Retirement Home Seniors Apartments and Life Lease Residence providing a Christian environment which meets the physical, spiritual, emotional and social needs or residents. Accommodation and services at:

• Shepherd Lodge and Shepherd Terrace Long Term Care Facilities (see separate entries)
• Shepherd Terrace Retirement Suites
• Shepherd Manor Seniors Apartments
• Shepherd Gardens Life Lease Residences. The home is a designated Pentecostal facility.

Services and Programs:

• Shepherd Gardens - Life Lease
• Shepherd Lodge - Long Term Care Home
• Shepherd Manor - Seniors Apartments
• Shepherd Terrace - Retirement Residence

Life lease facility * 115 one and two bedroom suites ranging in size from 679 to 1284 square feet * it is located close to hospitals, churches, Agincourt Court Mall, the public library and Tam O'Shanter Golf Course

Suites feature:

• living and dining room
• eat-in kitchen
• heated solarium
• storage and closet
• laundry closet with rough-in for clothes washer and dryer
• ensuite bathroom off of master bedroom
• heating and air conditioning
• mart-metered electrical service

Amenities include:

• Resident lounges and social rooms
• Games, exercise and reading rooms
• Main floor common room with kitchen
• Coin-operated laundry rooms on the second and fifth floors
• Workshop/crafts/hobby room
• Car wash bay
• Garbage chute and Recycling room
• Exercise and fitness rooms
• Bike and scooter storage
• Resident storage lockers
• Two elevators
• Security entrance system
• Underground parking
• TV monitored security surveillance in lobby and parking garage
• Lush landscaped grounds
• Wheelchair accessible common

Habitat for Humanity Guelph Wellington partners with families through affordable housing so that they may attain social and financial stability to transform their futures and our community. Actions / activities include:

• Engaging volunteers and partners in the community, the ReStores and on the build site
• Building and rehabilitating safe affordable family homes
• Building financial stability; creating a potential pathway to homeownership

Habitat for Humanity Guelph Wellington partners with families through affordable housing so that they may attain social and financial stability to transform their futures and our community. Actions / activities include:

• Engaging volunteers and partners in the community, the ReStores and on the build site
• Building and rehabilitating safe affordable family homes
• Building financial stability; creating a potential pathway to homeownership

An independent, charitable, home building organization dedicated to the elimination of poverty housing by building homes in partnership with families in need. Habitat Niagara builds simple, decent, and affordable houses and provides interest-free mortgages to families needing adequate shelter, who would otherwise not be able to purchase their own home. The Habitat program is about homeownership and providing a long-term solution designed to break the poverty cycle. Building costs are kept low by the use of volunteer labour and the donation of funds and building materials.

Habitat for Humanity Niagara is an affiliate of Habitat for Humanity Canada.

COVID-19: Office is closed to the public until further notice. Accepting applications for the Homeownership Program by email only.

Offers down payment assistance for low to moderate-income residents who rent in the Niagara Region and want to buy a home.

Independent living options for seniors * 72 Life Lease Suites * one or two bedroom suites, exercise room in building, 3 stories, park like setting

Program is a partnership between the Government of Canada, the Province of Ontario, the City of Brantford, and the County of Brant. Through it, qualifying home buyers to receive a down payment loan of up to 5% to a maximum of $20,000

Responsible for the administration and management of housing units and provides rent supplements within the City of Brantford and the County of Brant

Administers homelessness programs:

• Ontario Renovates program - a homeowner's financial assistance home maintenance repair program, for low to moderate-income households
  
• B-Home (Brantford Home Ownership Made Easier) program - gives financial assistance for a down payment on a home, to low-income earners

Municipal Housing - a division of the City of Brantford Housing Department

• provides professional property management services for city-owned residential housing located within the City of Brantford and County of Brant County, including both subsidized and non-subsidized residential housing properties
  
• provides contract management services for municipal and private non-profit housing corporations on a fee-for-service basis

Dufferin County Homeownership Program is designed to provide moderate income households, with an interest free down payment assistance loan/second mortgage to help purchase a home.

There are no monthly mortgage payments for the second mortgage. Repayment of the second mortgage is required when the property is sold.

Independent life-lease living options for seniors

• 45-apartment style and 20 bungalow-style units.
• Personal care and assistance with activities of daily living offered by Home and Community Support Services Central and Community Home Assistance to Seniors (CHATS) - click HERE to view the assistance offered
• Located next to Parkview Village Centre, which provides fitness / wellness centre, recreational activities, health seminars, café, barber/hairdresser shop, library, lounges, patios, and garden lots

The Affordable Home Ownership program provides individuals and families with a loan for the 5% down payment on a home.