Searching for Credit Counselling

COVID-19 (28 Mar 2022): In-person, video or phone services available and based on client preference.

Community-based counselling and support services to individuals, families and organizations

• family counselling, credit counselling, child and youth counselling, women's counselling, and adult protective services
• Employee Assistance Programs (EAP)
• Family Services Employee Assistance Programs
• Family Court Support Worker
• Youth in Transition Worker
• Partner Assault Response Program

Confidential financial counselling for individuals and families

Offering services around:

• consumer education
• budgeting
• behaviours around money
• strategies to reduce financial stress and meet financial goals

Guidance regarding

• debt settlement
• credit counselling
• consumer proposals
• bankruptcy solutions
• business solutions

Personal counselling services

• transition to college life
• anxiety or mood problems
• stress management
• conflict with family and friends
• sexuality
• substance use
• health related concerns
• referrals to other mental health programs

AccessAbility services include:

• personal counselling
• academic accommodations
• adaptive technologies
• learning strategies
• accessible testing services
• learning coach support

CV19 Trenton Resource Centre is providing food hampers/ prepared meals to people in need

• Grocery and medication pick up and drop off
• Community resourcing and mental health support available
• Residence of Frankford, Trenton or Belleville
• Contact Trenton Centre at 613-965-1167

Resource Centre closed to the public and all programming is postponed until further notice (April 2, 2020)

Two core programs are Family Support Program and Partners For Change Employment Program which include:

• Parent support group
• Family development program
• Employment readiness includes training certificates in CPR, Food Handlers and Smart Serve.

Licensed child care program provider - subsidy is available for those who qualify

Provides consumer education, free confidential financial counselling and debt repayment programs for individuals and families * Assist clients with budgeting and meeting financial priorities & goals * free on-line assessment available * Has Trusteeship Program

Guidance regarding

• debt settlement
• credit counselling
• consumer proposals
• bankruptcy solutions
• business solutions

Guidance regarding

• debt settlement
• credit counselling
• consumer proposals
• bankruptcy solutions
• business solutions

Supported Independent Living (S.I.L.)

• provides support to developmentally challenged individuals who live in the community on their own

Services

• assistance with grocery shopping and meal preparation
• laundry and cleaning
• assistance with personal care and hygiene
• assistance with bill payments, advocacy and financial planning
• assistance with social skills and community integration
• assistance with achieving goals and maintaining independence​

Confidential financial counselling for individuals and families * offering services about: consumer education * budgeting * debt management program, including interest negotiation and debt repayment

CV19 Trenton Resource Centre is providing food hampers/ prepared meals to people in need

• Grocery and medication pick up and drop off
• Community resourcing and mental health support available
• Residence of Frankford, Trenton or Belleville
• Contact Trenton Centre at 613-965-1167

Resource Centre closed to the public and all programming is postponed until further notice (April 2, 2020)

• Community Resource Centre
• Summer programs for children
• Parenting support
• Training and employment opportunities
• Collaboration with community partners
• Nutrition support
• Family literacy support

CV19 Centre is closed to the public and all programming is postponed until further notice

Centre is providing food hampers/ prepared meals to people in need

• Residence of Frankford, Trenton or Belleville
• Operating Mon- Thurs 10 am- 1 pm
• Providing mental wellness supports
• Call 613-965-1167 or email cpfs@kos.net (April 2, 2020)

Two core programs: Family Support and Partners For Change Employment Program

• In these 12 week programs families, parents and individuals will gain employment readiness skills, parenting skills and will gain certificate in CPR, Food Handlers and Smart Serve

Free Clothing Room Program: Offers clothing, home decor and hygiene products free of charge

Passport/Individualized Funding for community participation and/or caregiver respite services and supports.

Assist people who receive Passport/Individualized funding to:

• Administer/Broker funds
• Develop a Person-Directed Plan
• Participate in recreational/educational programs and volunteer/employment opportunities
• Complete activities of daily living

Confidential, non-judgmental service where people will receive practical help and coaching to get and stay out of debt

• information on how to create a spending plan, how to live without credit cards, and how to use money management systems to get, keep, and control finances

Food bank, thrift store, household goods store, and community resource centre

• client advocacy
• information and referral
• nutrition information
• budgeting support
• income tax program
• outreach

The Family Services is committed to care for the physical and spiritual needs of hurting individuals in the name of Jesus Christ.

Programs offered include:

• Assistance to those in need (food, clothing, medication, transportation)
• Food bank
• Health Bank
• Homelessness Housing Supports
• Coats for Kids Program
• Backpack Program
• Celebrate Recovery: Healing help from hurts, habits & hang-ups
• Christmas assistance
• Emergency Disaster Services - (food, clothing, medication, transportation)
• Summer Camps: (1) Mom's & Tots (2) Adventure
• Soup-Er-Time
• Mobile Outreach

The Income Security Program is comprised of:

Money Management: One on one confidential review of income and expenses and the management of them. They work with the individual to help create a workable budget and supply tips on how to better manage finances. Referral to Credit Counselling if appropriate. Group workshops on Money Management are also available.

Community Volunteer Income Tax Program: Trained volunteers complete basic returns for low income individuals and families who cannot complete taxes on their own and can't afford to pay for the service. Individuals and families get their refund, GST/HST credits, Child Tax Benefits and even get on the Voters list. Most returns are e-filed.

Forms Completion: Help to ensure that individuals and families receive all benefits they may be eligible for including Disability Forms (Ontario Disability Support Program-ODSP); CPP-Disability; Assistance for Children with Severe Disabilities (ACSD), and many other government forms.

Advocacy: Third party intervention to help solve programs that individuals are unable to solve on their own.

Referrals: Connecting people to other services where appropriate-especially for self advocacy.

Low-Income Energy Assistance Program: This program ensures the residents have opportunities to successfully sustain their housing and to maintain their utilities in periods of energy crisis through education and advocacy, facilitating applications to provincial and municipal emergency funds and by supplying residents with current energy conservation information.

Ontario Electricity Support Program: this program provides support to clients to access a credit on their utility bill.

The Help Centre delivers a wide variety of services and programs that are not addressed by other government or social service agencies.

THC assists Northumberland low-income residents with:

• Navigating through the social service system
• Completing government forms
• Advocating with other community agencies and organizations
• Money Management (budgeting and financial literacy)
• Helping with the preparation of income tax returns
• Meal planning and grocery shopping assistance, senior check in for seniors
• Providing one-on-one tutoring to residents who would like to improve their language skills
• Providing English as a Second Language classes for newcomers
• Drop off location for translations (any language)
• Assisting through financial grants or advocating with the utility company
• Free photocopying and faxing
• Providing information and referrals
• Distributing back packs for kids and food hampers for families
• Supporting clients to find affordable housing

See separate listings for:

• Housing Support
• Income Assistance
  
  Outreach program allows THC to provide programs and services throughout the county. Campbellford, Brighton, Colborne, Warkworth, Port Hope, Alderville are the locations where THC delivers its services at the community hub offices

Fellowship of women and men who share their experience, strength and hope that they may solve their common problem and help others recover from compulsive debting and spending

Desire to stop using any form of unsecured debt * no dues or fees * group is self-supporting through its own contributions * compulsive indebtedness * personal recovery

Provides budgeting and personal money management assistance to clients in North Hastings and surrounding area receiving ODSP

Confidential financial counselling for individuals and families

Offering services around:

• consumer education
• budgeting
• behaviours around money
• strategies to reduce financial stress and meet financial goals

Maintenance of individualized funding received:

Services include:

• administration of individualized funding contracts (for ex. Special Services at Home (SSAH), Passport funding, Autism Grant)
• coordination of expense claims and supporting invoices/receipts
• preparation of government remittances and filings
• assistance with general accounting guidelines and basic requirements

Literacy and Basic Skills:

• Literacy and basic skills training, including numeracy, digital, communication and interpersonal skills
• helps learners prepare for employment, apprenticeship, secondary-school credit, post-secondary education and greater independence

Learners are tutored individually by trained teachers in weekly sessions which take place in the Society's offices

• meeting times are flexible
• computer workshops available on site

Financial Literacy Program:

• personal mentoring to help develop skills for managing money on a daily basis

Community services, including:

Intake for the Ontario Electricity Support Program (OESP):

• qualifications for reduction on electricity costs

Immigration services:

• establishment services
• counseling and assistance in immigration procedures
• application for various visas, for permanent residency, work permit, citizenship, sponsorship, etc.

Commissioners for Oaths available to validate

• oaths
• affirmations
• affidavits

Legal services:

• information and advice on immigrant and refugee rights
• guidance on judicial procedures
• defense of rights on various issues

Medical services:

• in-home doctor visits
• nursing and medical services at home

Social services:

• daycare services
• job search assistance
• job placement and internship
• support for creating and starting a business
• support for training and studies
• counselling services
• rehabilitation and monitoring of probation for minors
• radicalization prevention
• housing support services
• social activities
• interpretation and document translation
• language instruction
• placement assistance for volunteering in Africa and Canada
• financial and administrative assistance for funerary services
• maintenance of a directory for professionals and business men in Canada

Services to seniors:

• home visits
• transportation and accompaniment
• physical activity
• meditation and relaxation sessions
• foot care
• social outings

Services for individuals with a disability:

• social housing management
• budget management
• employment support
• family support

Funerals

• financial and administrative support