Searching for Income Programs For Older Adults

COVID-19 (July 28, 2021): We urge you not to visit Service Canada Centres unless absolutely necessary.

Service

• Employment Insurance (EI)
• Canada Pension Plan (CPP), Old Age Security (OAS), Guaranteed Income Supplement (GIS) benefits
• Social Insurance Numbers (SIN)
• immediate request for a Passport Service
• Veterans Affairs Canada Services

eServiceCanada Service Request Form

COVID-19 (July 28, 2021): We urge you not to visit Service Canada Centres unless absolutely necessary.

Services

• Employment Insurance (EI)
• Canada Pension Plan (CPP), Old Age Security (OAS), Guaranteed Income Supplement (GIS) benefits
• Social Insurance Numbers (SIN)
• immediate request for a Passport Service
• Veterans Affairs Canada Services

eServiceCanada Service Request Form

COVID-19 (July 28, 2021): We urge you not to visit Service Canada Centres unless absolutely necessary.

Service

• Employment Insurance (EI)
• Canada Pension Plan (CPP), Old Age Security (OAS), Guaranteed Income Supplement (GIS) benefits
• Social Insurance Numbers (SIN)
• immediate request for a Passport Service
• Veterans Affairs Canada Services

eServiceCanada Service Request Form

COVID-19 (August 16, 2021): We urge you not to visit Service Canada Centres unless absolutely necessary.

One-stop service delivery for a wide range of federal programs and services

• Employment Insurance (EI)
• Canada Pension Plan (CPP), Old Age Security (OAS), Guaranteed Income Supplement (GIS) benefits
• Social Insurance Numbers (SIN)
• immediate request for a Passport Service
• Veterans Affairs Canada Services

Old Age Security (OAS)

Monthly pension to persons 65 or over regardless of income or assets

• must be legal resident of Canada for at least 40 years to receive full pension
• also full pension for persons who were 25 years or older as of July 1, 1977, and who resided in or had a visa to enter Canada that was valid on that date, or who had resided legally in Canada prior to that date and after reaching age 18, and who resided in Canada immediately before approval of the application
• persons who cannot meet the requirements for full pension may earn a partial pension

Old Age Security Identification Card

• Allows OAS recipients who do not use direct deposit to cash their pension cheques
• may be used as proof of age to receive senior discounts from stores, restaurants or other services, but no official standing as identification

Guaranteed Income Supplement (GIS)

• Supplement added monthly to Old Age Security for those with limited or no income
• reapply when income taxes are filed
• not payable outside Canada beyond a period of 6 months regardless of how long the person lived in Canada

Allowance

• Monthly allowance for spouses 60-64 years of Old Age Security pensioners receiving Guaranteed Income Supplement
• based on combined income of the couple
• residence requirements
• proof of age required
• reapply when income taxes are filed

Allowance for the Survivor

• Monthly allowance for widowed spouses 60-64 years
• death, marriage and applicant's birth certificate required
• based on limited or no income
• deceased spouse need not have received Old Age Security
• apply when income taxes are filed

Programs of Human Resources and Social Development Canada, delivered by Service Canada

COVID-19 (July 27, 2021): We urge you not to visit Service Canada Centres unless absolutely necessary.

One-stop service delivery for a wide range of federal programs and services

• Internet access
• labour market information
• assistance locating and applying for Employment Insurance
• Social Insurance Numbers
• Canada Pension Plan
• Old Age Security
• Passports (see separate entries for program details)
• Apprenticeship Incentive Grant
• Canada Education Savings Grant

eServiceCanada Service Request Form

Government of Canada income security program information / applications are available at this location and include:

The Canada Pension Plan:

• a monthly benefit available to those who have contributed to the Canada Pension Plan, must have attained at least sixty years of age and made the necessary application
• if you are 60-64, you must have wholly or substantially ceased work to qualify
• it is advisable to apply 6 months prior to the date you wish the pension to begin

Pension Sharing:

• a method of pension division between married pensioners

Credit Splitting:

• a method of pension division between separated/divorced couples or common-law partners
• for further details contact your local Income Security Program office. This covers cases of divorce, annulment, separation and credit splitting between married or partnered pensioners.

Disability Pension:

• a monthly benefit provided for contributors who have become disabled before reaching 65 years of age
• eligibility is based on the factors of disability and contributions
• disabilities must be both severe and prolonged
• monthly benefits are also available to dependent children (under the age of 18 and children 18 - 25 yrs of age who are in full attendance at school) of the disabled contributor

Lump Sum Death Benefit:

• Canada Pension Plan Contributors qualify their survivors or estate for a Lump Sum Death Benefit
• directly related to the deceased contributor's earnings and contributions

Survivor's Pension:

• provides a monthly pension for survivors of a Canada Pension Plan contributor

Children's Benefit:

• a monthly flat rate benefit is payable on behalf of the deceased or disabled contributor's dependent children.

International Social Security Agreements:

• Reciprocal Social Security Agreements allow portability of social security benefits between countries
• Canada has numerous social security agreements with countries around the world. For a complete listing, contact your Income Security office.

Note: Telephone the toll free number for further information. Telephoning often may save a visit to the office.

COVID-19 (July 27, 2021): We urge you not to visit Service Canada Centres unless absolutely necessary.

One-stop service delivery for a wide range of federal programs and services

• Employment Insurance (EI)
• Canada Pension Plan (CPP), Old Age Security (OAS), Guaranteed Income Supplement (GIS) benefits
• Social Insurance Numbers (SIN)
• immediate request for a Passport Service
• Veterans Affairs Canada Services

eServiceCanada Service Request Form

Satellite office

provides free legal services with a focus on:

• Social Assistance, Disability Benefits, Canada Pension, Landlord and Tenant Law, Employment Insurance, substitute decisions and the criminal injuries compensation board
• representation may be possible
• summary advice
• public legal education
• community development
• head office in Perth

COVID-19 (August 16, 2021): We urge you not to visit Service Canada Centres unless absolutely necessary.

One-stop service delivery for a wide range of federal programs and services

• Employment Insurance (EI)
• Canada Pension Plan (CPP), Old Age Security (OAS), Guaranteed Income Supplement (GIS) benefits
• Social Insurance Numbers (SIN)
• immediate request for a Passport Service
• Veterans Affairs Canada Services

eServiceCanada Service Request Form

Community legal clinic offering summary legal advice and information to the general public * legal representation in certain areas of the law before Courts, Government Boards and tribunals

Outreach services for Almonte, Carleton Place, Gananoque, Kemptville, Prescott, Smiths Falls, Lanark, Leeds and Grenville, Northern Frontenac, and Northern Lennox and Addington - Satellite offices in Sharbot Lake and Brockville

Legal clinic (Perth, Shabot Lake, Brockville)

Services

• employment and work
• housing law
• income assistance
• tribunals and courts
• health and disability
• immigration law
• refugee law

Legal information

• abuse and family violence
• debt and consumer rights
• French language rights
• human rights
• criminal law
• family law
• help with lawyers and paralegals
• wills and power of attorney

This clinic serves Lanark County, the United Counties of Leeds & Grenville, the Townships of North and Central Frontenac, and the Township of Addington Highlands.

COVID-19 (August 17, 2021): We urge you not to visit Service Canada Centres unless absolutely necessary.

One-stop service delivery for a wide range of federal programs and services

• Employment Insurance (EI)
• Canada Pension Plan (CPP), Old Age Security (OAS), Guaranteed Income Supplement (GIS) benefits
• Social Insurance Numbers (SIN)
• immediate request for a Passport Service
• Veterans Affairs Canada Services

eServiceCanada Service Request Form

COVID-19 (August 17, 2021): We urge you not to visit Service Canada Centres unless absolutely necessary.

One-stop service delivery for a wide range of federal programs and services

• Employment Insurance (EI)
• Canada Pension Plan (CPP), Old Age Security (OAS), Guaranteed Income Supplement (GIS) benefits
• Social Insurance Numbers (SIN)
• immediate request for a Passport Service
• Veterans Affairs Canada Services

eServiceCanada Service Request Form

One-stop service delivery for a wide range of federal programs and services

• internet access

Assistance locating and applying for government programs including

• Employment Insurance
• Social Insurance numbers
• Canada Pension Plan
• Old Age Security
• passports
• Apprenticeship Incentive Grant
• Canada Education Savings Grant
• others

Student/youth employment services available May-August through Service Canada Centres for Youth -- see separate entry

One-stop service delivery for a wide range of federal programs and services

• internet access
• labour market information

Assistance locating and applying for

• Employment Insurance
• Social Insurance Numbers
• Canada Pension Plan
• Old Age Security
• passports
• Apprenticeship Incentive Grant
• Canada Education Savings Grant
• Pleasure Craft Licences
• others

If you have lived or worked in Canada and in another country, or you are the survivor of someone who has lived or worked in Canada and in another country, you may be eligible for pensions and benefits from Canada and/or from the other country because of a social security agreement

• an international agreement between Canada and another country that is designed to coordinate the pension programs of the two countries for people who have lived or worked in both countries
• can help you qualify for benefits by allowing you to combine your periods of contribution or periods of residency in Canada with your periods of contribution or periods of residency in the other country to meet the minimum eligibility criteria
• can also reduce or eliminate restrictions based on citizenship or on payment of pensions abroad
• the requirements under the social security agreements vary from agreement to agreement
• for more information, see website

In person service available at local Service Canada Centres:

• Burlington
• Georgetown
• Milton
• Oakville

Free legal advice regarding issues such as:

• social assistance
• Ontario Works
• Ontario Disability Support Program
• tenants with landlord and tenant issues
• Employment Insurance
• Canada Pension Plan
• Workplace Safety and Insurance Board Claims
• human rights
• employment rights
• criminal injuries compensation
• general legal information
• Senior Law

Unemployment benefits office and employment information
• forms Available: Social Insurance Number
• Birth Certificate (applications only)
• Marriage License
• Income Security Programs (applications CPP
• OAS and other relative to ISP Documents)

COVID-19 (August 17, 2021): We urge you not to visit Service Canada Centres unless absolutely necessary.

Services

• Employment Insurance (EI)
• Canada Pension Plan (CPP), Old Age Security (OAS), Guaranteed Income Supplement (GIS) benefits
• Social Insurance Numbers (SIN)
• immediate request for a Passport Service
• Veterans Affairs Canada Services

eServiceCanada Service Request Form

COVID-19 (24 Oct 2022): Offices are currently closed and appointments are by phone. Some in-person appointments may be available going forward from November 2022. Call to confirm.

Free legal help to people of low income Specializes in problems involving:

• landlord and tenant law
• social assistance
• immigration
• employment insurance
• Workplace Safety and Insurance Board (WSIB)
• Canada Pension Plan (CPP)
• Also provides education on legal matters and is involved in various law reform issues

Legal clinic

COVID-19 (November 9, 2021): We are currently not meeting with people in-person. We are holding meetings by phone. Please call us and we will get back to you as soon as we can.

Services

• employment and work
• housing law
• income assistance
• tribunals and courts
• health and disability
• immigration law
• refugee law

Legal information

• abuse and family violence
• debt and consumer rights
• French language rights
• human rights
• criminal law
• family law
• help with lawyers and paralegals
• wills and power of attorney

Free legal advice regarding issues such as:

• social assistance
• Ontario Works
• Ontario Disability Support Program
• tenants with landlord and tenant issues
• Employment Insurance
• Canada Pension Plan
• Workplace Safety and Insurance Board Claims
• human rights
• employment rights
• criminal injuries compensation
• general legal information
• Senior Law

COVID-19 Response

• Office open with limited capacity
• clients can apply for critical services online
• personal service support for EI and pension applications are available through e-service online and on mobile phones

Regular Service
One-stop service delivery for a wide range of federal programs and services

• Labour market information
• Information and referral on Employment Insurance, Social Insurance Numbers, Canada Pension Plan, Old Age Security, Veterans benefits, passports (see separate entries for program details), Apprenticeship Incentive Grant, Canada Education Savings Grant and others

For details on all federal and provincial benefits see Canada Benefits directory - www.canadabenefits.gc.ca.

COVID-19 (July 29, 2021): We urge you not to visit Service Canada Centres unless absolutely necessary.

Services

• Employment Insurance (EI)
• Canada Pension Plan (CPP), Old Age Security (OAS), Guaranteed Income Supplement (GIS) benefits
• Social Insurance Numbers (SIN)
• immediate request for a Passport Service
• Veterans Affairs Canada Services

eServiceCanada Service Request Form