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Dial 2-1-1. Our helpline is answered by real people 24/7 and service is available in 150+ languages.
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Short Description
Offers a full range of debt relief options including consumer proposals, bankruptcy, and debt relief
Services offered:
Services offered:
- managing debt
- stop a wage garnishment
- stop collection calls
- eliminate credit card debt
- dealing with tax debt
- student loan debt relief
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Short Description
Trustee in bankruptcy and consumer proposal administrator
- bankruptcy
- consumer proposal
- orderly payment of debts
- debt consolidation
- credit counselling
- informal debt settlement
- other options
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Community and Family Services, Brantford - Diana Ave
519-752-7813 church office519-752-7814
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Short Description
Provision of emergency food/grocery assistance
- assistance can be provided once every 60 days
- Christmas hampers and toys for low-income families (toys for children 0-11 years, gift card for youth age 12-14 years)
- Adventure camp (ages 6-15 years)
- backpacks for children and youth attending school
- informal counselling: (individual, family & budgeting)
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Community and Family Services, Brantford - Diana Ave
519-752-7813 church office519-752-7814
Visit Website
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Short Description
Provision of emergency food/grocery assistance
- assistance can be provided once every 60 days
- Christmas hampers and toys for low-income families (toys for children 0-11 years, gift card for youth age 12-14 years)
- Adventure camp (ages 6-15 years)
- backpacks for children and youth attending school
- informal counselling: (individual, family & budgeting)
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Short Description
Debt management services include:
- navigating the process of filing for bankruptcy
- drafting a practical proposal to creditors (consumer proposal)
- developing better budgeting and money management skills through credit counselling
- connecting with other debt consultants and professional advisors in situations where filing for bankruptcy or making a proposal are not suitable solutions
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One-on-one financial counselling and financial literacy support. Counsellors can offer assistance with debt repayments, budgeting, accessing government supports, Canada Revenue Agency issues and creating financial goals. Call for an appointment.
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Short Description
The Credit Counselling Society offers programs, education and support from a credit counsellor for:
- Debt repayment
- Debt problems
- Money management
- Debt settlement
- Dealing with creditors
- Bankruptcy
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Short Description
By Peaceful Waters offers comprehensive counselling services for individuals, couples and groups, and child centered divorce services to support families working through the pain of separation. Other services include workshops and seminars, spiritual direction, financial coaching.
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Short Description
Accredited individual financial counselling, with services including walk-in credit counselling, debt reduction, financial education, and financial coaching.
* Walk-In Credit Counselling drop-in support for immediate financial solutions, solution-focused financial counselling, works on a first come first served basis. Each session lasts approximately 45 min.
* Debt Reduction Debt Management Plan is a voluntary program designed to help you retire your debt. This plan involves small monthly payments to our credit counselling agency which we send directly to your creditors.
* Financial Education Works with community organizations, schools, colleges, and employers to provide education to their clients, students, and employees through presentations, workshops, and lunch and learns. To book a credit counsellor to speak with your group call 905-527-3823 x279
* Financial Coaching One-on-one financial planning and advice with a personal financial coach
* Walk-In Credit Counselling drop-in support for immediate financial solutions, solution-focused financial counselling, works on a first come first served basis. Each session lasts approximately 45 min.
* Debt Reduction Debt Management Plan is a voluntary program designed to help you retire your debt. This plan involves small monthly payments to our credit counselling agency which we send directly to your creditors.
* Financial Education Works with community organizations, schools, colleges, and employers to provide education to their clients, students, and employees through presentations, workshops, and lunch and learns. To book a credit counsellor to speak with your group call 905-527-3823 x279
* Financial Coaching One-on-one financial planning and advice with a personal financial coach
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Short Description
Christians Against Poverty provides debt and credit counselling along with budgeting help through professional debt counsellors.
Services include:
Services include:
- building budgets based on income and expenses
- negotiating with creditors to stop interest on debts
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Short Description
6 week group that integrates financial and emotional health, facilitated by experts in both areas.
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Credit Counselling Services, Financial Literacy Education, Consolidated Credit Counseling Services of Canada, Inc.
1-888-477-7397 1-888-477-7397
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Short Description
Provides free credit counselling, budgeting assistance, and debt repayment options to Canadians struggling with financial hardship.
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Short Description
By Peaceful Waters offers comprehensive counselling services for individuals, couples and groups, and child centered divorce services to support families working through the pain of separation. Other services include workshops and seminars, spiritual direction, financial coaching.
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Short Description
By Peaceful Waters offers comprehensive counselling services for individuals, couples and groups, and child centered divorce services to support families working through the pain of separation. Other services include workshops and seminars, spiritual direction, financial coaching.
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Short Description
Assists people in the community who are facing financial difficulty and are also committed to seeking long-term well-being and a better financial situation for themselves. Provides financial assistance while walking with program participants through regular one-on-one meetings where trained Barnabas Coaches from WMB Church work with participants to prepare realistic budgets, set goals, offer encouragement and pray.
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Spiritwind Christian Centre (100 Crimea St) * Noah's Ark Childcare (95 Crimea St) * day care held on second floor of 95 Crimea St location (parking adjacent to 95 Crimea St)
* children and youth programs offered during worship service
* children and youth programs offered during worship service
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Short Description
Stores and maintains credit information about individual Canadian consumers for use by members of the credit reporting agency
* provides credit reports to individuals upon request
* provides information about fraud prevention and assistance
Consumer Website: ocs.transunion.ca provides access to Consumer Disclosure Report, the option to add/modify a Potential Fraud Alert, and open up an Online Dispute
* also provides educational resources and tools to help gain a clear understanding of credit history and the impact of financial behaviour, and guard against identity theft and financial fraud
Credit Report: individuals may obtain their Consumer Disclosure Report (complete account of all the information on your credit report) free of charge online, by mail, in person or by phone
Credit Dispute: individuals who do not recognize information on their credit report, or believe an item may be inaccurate, may request a free investigation
* credit information may be disputed, or personal information updated, online, by phone or by mail (see website for form)
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Short Description
By Peaceful Waters offers comprehensive counselling services for individuals, couples and groups, and child centered divorce services to support families working through the pain of separation. Other services include workshops and seminars, spiritual direction, financial coaching.
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Short Description
COVID-19 Update: Services continue to operate by appointment only. Please call 519-836-9824 or e-mail familyservices@guelphsa.ca.
Services include:
Services include:
- bi-monthly food hampers ; bread, baked goods and produce
- clothing, personal care items ; small household items
- baby items
- utility support ; transportation
- prescriptions ; glasses
- emergency accommodations ; mattresses
- referrals
- Christmas Hampers
- backpacks/School Supplies ; summer camp
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Short Description
By Peaceful Waters provides clinical competence with compassion for people and belief that there is always hope and a way forward through your challenges that leads to greater peace and joy. Group of qualified therapists serving individuals, couples, families and children using evidenced based therapies designed to fit the needs of each situation and person. Also provide Child-Centred Divorce services, Conflict Mediation for families and business, Empowered Parenting coaching and workshops, Life-coaching, Nutrition Coaching, and Financial coaching services.
Services provided in many locations throughout Southwestern Ontario including local offices for in-person therapy in Stratford (Memoria Baptist Church), Listowel (First Baptist Church), Goderich (Bethel Pentecostal Assembly), and Zurich (Zurich Mennonite Church - currently online one). Also offer phone and video conferencing appointments.
Services provided in many locations throughout Southwestern Ontario including local offices for in-person therapy in Stratford (Memoria Baptist Church), Listowel (First Baptist Church), Goderich (Bethel Pentecostal Assembly), and Zurich (Zurich Mennonite Church - currently online one). Also offer phone and video conferencing appointments.
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Short Description
By Peaceful Waters offers comprehensive counselling services for individuals, couples and groups, and child centered divorce services to support families working through the pain of separation. Other services include workshops and seminars, spiritual direction, financial coaching.
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Community and Family Services
Office: Office 905-827-5324 ; Food Bank 905-808-3406 or 905-827-6523 Visit Website
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Short Description
Community Family Services include:
- social services
- emergency food assistance
- Pathway of Hope
- spiritual counselling
- summer camp assistance
- budget counselling
- individual assistance on a case-by-case basis
- volunteer services
- referrals to all other Salvation Army institutions
- Christmas assistance program for families in need of support during Christmas
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Short Description
Services include:
- personal money management counselling by appointment
- mediation between debtor and creditor
- consumer debt repayment programs
- consumer credit education
- speakers available to employers, schools and community groups
- counsellors hold the professional designation of Accredited Financial Counsellor Canada (AFCC)
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Short Description
By Peaceful Waters offers comprehensive counselling services for individuals, couples and groups, and child centered divorce services to support families working through the pain of separation. Other services include workshops and seminars, spiritual direction, financial coaching.
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Objectives are to relieve poverty for people of all abilities, through programs like:
Food Bank
* see here for more details
Household Goods and Clothing
* when made aware of individual needs for clothing and household goods, OPNC post's those specific needs on Facebook page
* if you have items that you would like to donate, please contact in advance (do not drop off unless need is confirmed)
* annual winter coat drive
Finding Hope in Poverty Support Group
* free counselling and peer to peer support group
* Wed 10 am-11:30 am
* contact hope@opnc.ca
Year Round Income Tax Clinics
* see here for more details
* contact support@opnc.ca
* or visit haltontax.ca
Micro Finance Loans
* can assist with low interest loans for those who would not otherwise qualify (Subject to approval)
* contact support@opnc.ca for appointments
Canada Learning Bond
* Free Government Money for your child's education
* visit smartsaver.org for more details
Utility Bill Payment Assistance
* for more information see, Gas & Hydro Bill Assistance - Oakville
Financial Management Support
* budgeting, information and referral for support
* Wed & Thu 11:30 am-2:30 pm
Assistive Devices
* small inventory of items to give those in need
* ability to provide funding to purchase items
* contact hello@opnc.ca
Food Bank
* see here for more details
Household Goods and Clothing
* when made aware of individual needs for clothing and household goods, OPNC post's those specific needs on Facebook page
* if you have items that you would like to donate, please contact in advance (do not drop off unless need is confirmed)
* annual winter coat drive
Finding Hope in Poverty Support Group
* free counselling and peer to peer support group
* Wed 10 am-11:30 am
* contact hope@opnc.ca
Year Round Income Tax Clinics
* see here for more details
* contact support@opnc.ca
* or visit haltontax.ca
Micro Finance Loans
* can assist with low interest loans for those who would not otherwise qualify (Subject to approval)
* contact support@opnc.ca for appointments
Canada Learning Bond
* Free Government Money for your child's education
* visit smartsaver.org for more details
Utility Bill Payment Assistance
* for more information see, Gas & Hydro Bill Assistance - Oakville
Financial Management Support
* budgeting, information and referral for support
* Wed & Thu 11:30 am-2:30 pm
Assistive Devices
* small inventory of items to give those in need
* ability to provide funding to purchase items
* contact hello@opnc.ca
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