Searching for Home Ownership

Volunteers and community work together to build affordable housing and promote home ownership


Home Ownership Program
Partners in home ownership, work with volunteers to build an affordable home

ReNew It
0% financed loan to cover home repairs that are needed to maintain health and safety

ReStore
Accepts and sells new and donated building supplies

Salvage Program
Volunteer salvage crew recover re-useable materials at no cost including kitchen and bathroom fixtures, kitchen cabinets

An independent, charitable, housing program dedicated to bringing communities together to help families build strength, stability and independence through affordable home ownership.

• Build simple, decent, and affordable houses and provide interest-free mortgages to families who would otherwise not be able to purchase their own home.
• ReNew It Home Repair loan / Accessibility loan
• Partnered with Northumberland County's Renovate Northumberland home repair program
• An affiliate of Habitat for Humanity Canada.

Independent life-lease living options for seniors

• 45-apartment style and 20 bungalow-style units.
• Personal care and assistance with activities of daily living offered by Home and Community Support Services Central and Community Home Assistance to Seniors (CHATS) - click HERE to view the assistance offered
• Located next to Parkview Village Centre, which provides fitness / wellness centre, recreational activities, health seminars, café, barber/hairdresser shop, library, lounges, patios, and garden lots

Independent living options for seniors * 72 Life Lease Suites * one or two bedroom suites, exercise room in building, 3 stories, park like setting

Retirement Home Seniors Apartments and Life Lease Residence providing a Christian environment which meets the physical, spiritual, emotional and social needs or residents. Accommodation and services at:

• Shepherd Lodge and Shepherd Terrace Long Term Care Facilities (see separate entries)
• Shepherd Terrace Retirement Suites
• Shepherd Manor Seniors Apartments
• Shepherd Gardens Life Lease Residences. The home is a designated Pentecostal facility.

Services and Programs:

• Shepherd Gardens - Life Lease
• Shepherd Lodge - Long Term Care Home
• Shepherd Manor - Seniors Apartments
• Shepherd Terrace - Retirement Residence

Life lease facility * 115 one and two bedroom suites ranging in size from 679 to 1284 square feet * it is located close to hospitals, churches, Agincourt Court Mall, the public library and Tam O'Shanter Golf Course

Suites feature:

• living and dining room
• eat-in kitchen
• heated solarium
• storage and closet
• laundry closet with rough-in for clothes washer and dryer
• ensuite bathroom off of master bedroom
• heating and air conditioning
• mart-metered electrical service

Amenities include:

• Resident lounges and social rooms
• Games, exercise and reading rooms
• Main floor common room with kitchen
• Coin-operated laundry rooms on the second and fifth floors
• Workshop/crafts/hobby room
• Car wash bay
• Garbage chute and Recycling room
• Exercise and fitness rooms
• Bike and scooter storage
• Resident storage lockers
• Two elevators
• Security entrance system
• Underground parking
• TV monitored security surveillance in lobby and parking garage
• Lush landscaped grounds
• Wheelchair accessible common

Home building organization provides opportunities for families and individuals to move into homeownership affordably.

• Volunteers and community partners work together to build safe, decent, and affordable homes in partnership with working persons in need of affordable housing.
• Home builds are single-family detached houses to multi-unit developments.
• Homes are sold at fair market value with a no down payment mortgage.
• Mortgage payments are geared to income and are recycled to build other Habitat homes.
• Future homeowner partners contribute a minimum of 500 volunteer hours as 'sweat equity'.
• Funds generated at Habitat ReStores are used to fund local homebuilding projects in the community.

The Habitat ReStore - Home improvement and building supply stores that accept and resell new and gently-used building materials, furniture, appliances, home decor items, and clothing and accessories.

• ReStore Locations:
  • Peterborough North, 300 Milroy Dr
  • Peterborough South, 550 Braidwood Ave
  • Lindsay, 55 Angeline St N
  • See separate listings for details

The Peterborough Tool Library - See separate listing for ReStore, 300 Milroy Dr

COVID19 -- retail sites moved online, in-person services closed



Volunteers organize donated money, materials and people to build homes in partnership with low income working persons in need of simple, decent houses

• houses are sold to selected homeowner partners at cost with a no down payment, no-interest mortgage (mortgage payments are recycled to build other homes)
• future homeowner partners work a minimum of 500 volunteer hours as sweat equity

ReStore locations within Toronto -- sell new and gently used building material or furnishings to the public

• material donations can be picked up during store hours:

ReStore East York (155 Bermondsey Rd, 647-276-5690),
ReStore Etobicoke (700 Kipling Ave, 647-910-4350),
ReStore North York (1120 Caledonia Rd, 647-276-0880),
ReStore Scarborough Centre (1181 Kennedy Rd, 647-910-5650)
ReStore Studio District (3 Carlaw Ave, 647-276-0580)

Also stores in Brampton, Durham Region and York Region, see separate listings

Bachelor, one and two bedrooms * for older adults who are ambulatory and able to care for themselves * 31 units * priority to Finnish and Estonian community

Life Lease apartments - Bachelor, one, two and three bedrooms * 57 units * priority to Finnish and Estonian community

Home ownership program by a nonprofit housing development corporation and social enterprise * cost-effective homes, down payment support available

COVID19 -- For updates on COVID response at Baycrest, patient and visitor safety during COVID




Hospital, long term care, residential and community services for seniors * life lease apartments -- 120 units, one and two bedroom suites * research * education * Jewish environment * see other entries for specific services



Participant in Regional Geriatric Program of Toronto -- see separate entry

Offer both rental and purchase unit options to seniors living independently * dining room, recreational programming, exercise classes and wellness centre available for residents

COVID19 - Closed for public access until further notice. For more information on re-opening, visit York Region Re-opening

Owns and manages 36 properties across York Region

• made up of 2,600 rental units that are either subsidized or (at 15 of the sites) affordable market-rate
• provides customer service for residents, and property management services for five emergency and transitional housing facilities

A number of subsidized buildings and units have been modified to accommodate people with disabilities, including wheelchair or scooter accessibility and design of rooms, doorways, doorknobs and windows; further information available on website

The searchable 'Housing Location' directory www.york.ca/wps/portal/yorkhome/support/yr/housing/housinglocations includes listings for non-profit housing communities in York Region owned and operated by community-based organizations, which may also offer subsidized units, as well as co-operative housing communities seeking new members; apply directly to the housing provider if not a Housing York property

For details on how to apply for a subsidized building or unit, see separate record Housing Access

Volunteers organize donated money, materials and people to build homes in partnership with low income working persons in need of simple, decent houses

• houses are sold to selected homeowner partners at cost with a no down payment, no-interest mortgage (mortgage payments are recycled to build other homes)
• future homeowner partners work a minimum of 500 volunteer hours as sweat equity

ReStore locations within York Region -- sell new and gently used building material or furnishings to the public

• material donations can be picked up during store hours:

ReStore Markham (7701 Woodbine Ave, 647-276-3730)
ReStore Newmarket (16715 Yonge St, Unit C, 905-868-8723)
ReStore Vaughan (2180 Steeles Avenue W, 905-532-9510)
ReStore Woodbridge (551 Cityview Blvd, 647-910-4690)

Also stores in Brampton, Durham Region and Toronto, see separate listings

COVID19 -- curbside service only

ReStore locations -- sell new and used building material and furnishings to the public

ReVive Boutique -- upcycling centre to recycle and transform donated products and materials that would otherwise go to landfill

• volunteers renew used items or build something new for ReStore to sell

Habitat Handyman -- affordable contractor service for home renovation projects, volunteers may help

Also Habitat for Humanity, Greater Toronto Area offices and ReStores in Brampton or Toronto, see separate listings

Volunteers organize donated money, materials and people to build homes in partnership with low income working persons in need of simple, decent houses

• houses are sold to selected homeowner partners at cost with a no down payment, no-interest mortgage (mortgage payments are recycled to build other homes)
• future homeowner partners work a minimum of 500 volunteer hours as sweat equity

ReStore location within Brampton/Caledon -- sell new and gently used building material or furnishings to the public

• material donations can be picked up during store hours:

ReStore Brampton (268 Rutherford Rd S, 647-276-5711)


Also stores in Durham Region,Toronto and York Region, see separate listings

Habitat for Humanity Halton-Mississauga, Mississauga ReStore (4500 Dixie Rd, 905-828-0987)

Federation of nonprofit housing cooperatives * lobbying and representation * promotion of nonprofit cooperative housing * advice and training in cooperative housing management * assistance to new cooperatives



Online list of co-ops with open waiting lists * scholarship for member co-operative residents in postsecondary programs * youth leadership camp



Participating member of the Co-operative Housing Federation of Canada

Life Lease community sponsored by IOOF Seniors Homes Inc

• Life Lease project provides an opportunity to purchase an interest in the project and to share in any appreciated value of the building and property
• actual ownership and title to the Life Lease development remains in the name of the sponsoring organization which provides property management and maintenance services
• features 161 condo-style apartments for sale to seniors 60 years and older
• Two five storey buildings with 80 and 81 units independently joined by a connecting pavilion which offers some dining services, fitness room, Wellness Centre with Nurse Practitioner, hairdressing salon and amenities such as a roof top garden for walking, lawn bowling, bocci ball, croquet and putting green
• optional support services such as some meals, housekeeping, and personal care is available

Multi-use independent living senior's residential development run by Simcoe County Christian Senior Home Inc

• has 264 one and two bedroom apartments and 20 semi-detached units
• residents may participate in a life lease program or rent a unit
• The Village Square, an amenity building, houses the administrative offices, a community chapel, dining room, coffee shop, hair salon, guest suite, doctor's office, and credit union (an activity/games room and large workshop are located in Eden Hall)
• Eden Hall, and Bethany Gables are 3 story apartment buildings with 66 units each
• Trinity Woods is a 3 1/2 storey building with 64 units
• Sonrise Place is a 3 1/2 story 68 unit apartment building
• there are also 20 semidetached garden homes

An independent, charitable, home building organization dedicated to the elimination of poverty housing by building homes in partnership with families in need. Habitat Niagara builds simple, decent, and affordable houses and provides interest-free mortgages to families needing adequate shelter, who would otherwise not be able to purchase their own home. The Habitat program is about homeownership and providing a long-term solution designed to break the poverty cycle. Building costs are kept low by the use of volunteer labour and the donation of funds and building materials.

Habitat for Humanity Niagara is an affiliate of Habitat for Humanity Canada.

Senior Life Lease Project sponsored by the Lutheran Church of the Good Shepherd

• project has 28 one and two bedroom units
• provides an opportunity to purchase an interest in the project and to share in any appreciated value of the building and property
• actual ownership and title to the Life Lease development remains in the name of the sponsoring organization which provides property management and maintenance services

Offers education, services, and housing consulting including:

suitePEAS (Private Elegant Affordable Spaces):

• a program to repurpose existing larger single family homes to create five single suites or units where five like-minded women 55+ will live in a safe, affordable community environment
• a new form of micro housing - small, compact, low cost, low tech, low risk, innovative and affordable
• financially viable and environmentally sustainable
• this micro housing model can accommodate women with limited income and capital as well as women who are seeking community and are willing to pay market prices for their homes
• suites can be owned or rented

Builds and rehabilitates houses with the help of the homeowner and volunteer labour, using donations of money and materials.

• Devoted to providing non-profit housing to low income, local families
• construction is a partnership venture between volunteers, future homeowners and the community
• affiliated with Habitat for Humanity Canada

Works with volunteers and community partners in building affordable housing and promoting home ownership

Re-developed former Royal Victoria Hospital

• Victoria Village Projects consists of Life Lease apartment suites
• 57 Life Lease Units and 14 Senior Residential Suites