Searching for Home Ownership

Builds affordable homes with: volunteers, donations, and help from the homeowners (500 hours)

• the mortgage payments are used to build more Habitat for Humanity homes
• not a giveaway program

An independent, charitable, housing program dedicated to bringing communities together to help families build strength, stability and independence through affordable home ownership.

• Build simple, decent, and affordable houses and provide interest-free mortgages to families who would otherwise not be able to purchase their own home.
• ReNew It Home Repair loan / Accessibility loan
• Partnered with Northumberland County's Renovate Northumberland home repair program
• An affiliate of Habitat for Humanity Canada.

Home building organization provides opportunities for families and individuals to move into homeownership affordably.

• Volunteers and community partners work together to build safe, decent, and affordable homes in partnership with working persons in need of affordable housing.
• Home builds are single-family detached houses to multi-unit developments.
• Homes are sold at fair market value with a no down payment mortgage.
• Mortgage payments are geared to income and are recycled to build other Habitat homes.
• Future homeowner partners contribute a minimum of 500 volunteer hours as 'sweat equity'.
• Funds generated at Habitat ReStores are used to fund local homebuilding projects in the community.

The Habitat ReStore - Home improvement and building supply stores that accept and resell new and gently-used building materials, furniture, appliances, home decor items, and clothing and accessories.

• ReStore Locations:
  • Peterborough North, 300 Milroy Dr
  • Peterborough South, 550 Braidwood Ave
  • Lindsay, 55 Angeline St N
  • See separate listings for details

The Peterborough Tool Library - See separate listing for ReStore, 300 Milroy Dr

Provides down payment assistance to individuals and families to buy a home.

Program rules:

• the home must the the sole and principal residence of the approved homeowner.
• maximum amount of 5% of the purchase price.
• affordable Housing Program (AHP) down payment will be registered on title, in the form of a 20 year mortgage.
• the mortgage is interest free for the 20 year period.
• AHP down payment assistance plus 5% of the appreciation on the property will be repayable to the County of Lanark in the event that the purchaser leases, rents or sells the property, or if ownership should change as a result of the death of the homeowner within a 20 year time frame.
• the down payment assistance mortgage will be released on the 20th anniversary date of the home purchase at the request of the homeowner.

Volunteers and community work together to build affordable housing and promote home ownership


Home Ownership Program
Partners in home ownership, work with volunteers to build an affordable home

ReNew It
0% financed loan to cover home repairs that are needed to maintain health and safety

ReStore
Accepts and sells new and donated building supplies

Salvage Program
Volunteer salvage crew recover re-useable materials at no cost including kitchen and bathroom fixtures, kitchen cabinets

Builds affordable homes with: volunteers, donations, and help from the homeowners (500 hours)

• the mortgage payments are used to build even more Habitat homes
• not a giveaway program

Home Ownership program: assists low and moderate-income rental households to purchase affordable homes

• interest-free down payment assistance loans (maximum of $12,500)

Homelessness Prevention: helps low-income households, including social assistance recipients, facing homelessness, housing, and utility-related emergencies

• assistance with moving costs, rental and energy arrears

Independent life-lease living options for seniors

• 45-apartment style and 20 bungalow-style units.
• Personal care and assistance with activities of daily living offered by Home and Community Support Services Central and Community Home Assistance to Seniors (CHATS) - click HERE to view the assistance offered
• Located next to Parkview Village Centre, which provides fitness / wellness centre, recreational activities, health seminars, café, barber/hairdresser shop, library, lounges, patios, and garden lots

Independent living options for seniors * 72 Life Lease Suites * one or two bedroom suites, exercise room in building, 3 stories, park like setting

Retirement Home Seniors Apartments and Life Lease Residence providing a Christian environment which meets the physical, spiritual, emotional and social needs or residents. Accommodation and services at:

• Shepherd Lodge and Shepherd Terrace Long Term Care Facilities (see separate entries)
• Shepherd Terrace Retirement Suites
• Shepherd Manor Seniors Apartments
• Shepherd Gardens Life Lease Residences. The home is a designated Pentecostal facility.

Services and Programs:

• Shepherd Gardens - Life Lease
• Shepherd Lodge - Long Term Care Home
• Shepherd Manor - Seniors Apartments
• Shepherd Terrace - Retirement Residence

Life lease facility * 115 one and two bedroom suites ranging in size from 679 to 1284 square feet * it is located close to hospitals, churches, Agincourt Court Mall, the public library and Tam O'Shanter Golf Course

Suites feature:

• living and dining room
• eat-in kitchen
• heated solarium
• storage and closet
• laundry closet with rough-in for clothes washer and dryer
• ensuite bathroom off of master bedroom
• heating and air conditioning
• mart-metered electrical service

Amenities include:

• Resident lounges and social rooms
• Games, exercise and reading rooms
• Main floor common room with kitchen
• Coin-operated laundry rooms on the second and fifth floors
• Workshop/crafts/hobby room
• Car wash bay
• Garbage chute and Recycling room
• Exercise and fitness rooms
• Bike and scooter storage
• Resident storage lockers
• Two elevators
• Security entrance system
• Underground parking
• TV monitored security surveillance in lobby and parking garage
• Lush landscaped grounds
• Wheelchair accessible common

COVID19 -- retail sites moved online, in-person services closed



Volunteers organize donated money, materials and people to build homes in partnership with low income working persons in need of simple, decent houses

• houses are sold to selected homeowner partners at cost with a no down payment, no-interest mortgage (mortgage payments are recycled to build other homes)
• future homeowner partners work a minimum of 500 volunteer hours as "sweat equity"

ReStore locations within Toronto -- sell new and gently used building material or furnishings to the public

• material donations can be picked up during store hours:

ReStore East York (155 Bermondsey Rd, 647-276-5690),
ReStore Etobicoke (700 Kipling Ave, 647-910-4350),
ReStore North York (1120 Caledonia Rd, 647-276-0880),
ReStore Scarborough Centre (1181 Kennedy Rd, 647-910-5650)
ReStore Studio District (3 Carlaw Ave, 647-276-0580)

Also stores in Brampton, Durham Region and York Region, see separate listings

Bachelor, one and two bedrooms * for older adults who are ambulatory and able to care for themselves * 31 units * priority to Finnish and Estonian community

Life Lease apartments - Bachelor, one, two and three bedrooms * 57 units * priority to Finnish and Estonian community

COVID19 - Closed for public access until further notice. For more information on re-opening, visit York Region Re-opening

Owns and manages 36 properties across York Region

• made up of 2,600 rental units that are either subsidized or (at 15 of the sites) affordable market-rate
• provides customer service for residents, and property management services for five emergency and transitional housing facilities

A number of subsidized buildings and units have been modified to accommodate people with disabilities, including wheelchair or scooter accessibility and design of rooms, doorways, doorknobs and windows; further information available on website

The searchable 'Housing Location' directory www.york.ca/wps/portal/yorkhome/support/yr/housing/housinglocations includes listings for non-profit housing communities in York Region owned and operated by community-based organizations, which may also offer subsidized units, as well as co-operative housing communities seeking new members; apply directly to the housing provider if not a Housing York property

For details on how to apply for a subsidized building or unit, see separate record Housing Access

Social enterprise and non-profit condominium developer

• attainable home ownership
• down payment support available

Works with volunteers and community partners in building affordable housing and promoting home ownership

Volunteers and community partners work together to build safe, affordable houses as a means of breaking the poverty cycle

Opportunities provided for families to move into home ownership affordably

Homes are purchased at fair market value and families commit volunteer hours to help build Habitat homes

COVID19 -- For updates on COVID response at Baycrest, patient and visitor safety during COVID




Hospital, long term care, residential and community services for seniors * life lease apartments -- 120 units, one and two bedroom suites * research * education * Jewish environment * see other entries for specific services



Participant in Regional Geriatric Program of Toronto -- see separate entry

Offer both rental and purchase unit options to seniors living independently * dining room, recreational programming, exercise classes and wellness centre available for residents

Volunteers organize donated money, materials and people to build homes in partnership with low income working persons in need of simple, decent houses

• houses are sold to selected homeowner partners at cost with a no down payment, no-interest mortgage (mortgage payments are recycled to build other homes)
• future homeowner partners work a minimum of 500 volunteer hours as "sweat equity"

ReStore locations within York Region -- sell new and gently used building material or furnishings to the public

• material donations can be picked up during store hours:

ReStore Markham (7701 Woodbine Ave, 647-276-3730)
ReStore Newmarket (16715 Yonge St, Unit C, 905-868-8723)
ReStore Vaughan (2180 Steeles Avenue W, 905-532-9510)
ReStore Woodbridge (551 Cityview Blvd, 647-910-4690)

Also stores in Brampton, Durham Region and Toronto, see separate listings

Functions as a community-based organization that focuses on affordable housing and promoting homeownership as a means to break the cycle of poverty

Life Lease community sponsored by IOOF Seniors Homes Inc

• Life Lease project provides an opportunity to purchase an interest in the project and to share in any appreciated value of the building and property
• actual ownership and title to the Life Lease development remains in the name of the sponsoring organization which provides property management and maintenance services
• features 161 condo-style apartments for sale to seniors 60 years and older
• Two five storey buildings with 80 and 81 units independently joined by a connecting pavilion which offers some dining services, fitness room, Wellness Centre with Nurse Practitioner, hairdressing salon and amenities such as a roof top garden for walking, lawn bowling, bocci ball, croquet and putting green
• optional support services such as some meals, housekeeping, and personal care is available

Multi-use independent living senior's residential development run by Simcoe County Christian Senior Home Inc

• has 264 one and two bedroom apartments and 20 semi-detached units
• residents may participate in a life lease program or rent a unit
• The Village Square, an amenity building, houses the administrative offices, a community chapel, dining room, coffee shop, hair salon, guest suite, doctor's office, and credit union (an activity/games room and large workshop are located in Eden Hall)
• Eden Hall, and Bethany Gables are 3 story apartment buildings with 66 units each
• Trinity Woods is a 3 1/2 storey building with 64 units
• Sonrise Place is a 3 1/2 story 68 unit apartment building
• there are also 20 semidetached garden homes

Works to provide affordable homeownership opportunities for lower-income families. Works with community partners to build affordable houses and provide interest-free mortgages to families who would otherwise not be able to purchase their own homes.

Operates ReStores that are located throughout the region are staffed with paid employees as well as volunteers. They accept and sell new and gently used donations of building materials, furnishings and home decor, as well as working and non-working appliances, scrap metal, and batteries. Sales of merchandise help to cover local administrative costs and support the building of homes and other Habitat for Humanity projects in the various communities in the affiliate territory.