According to a 2021 survey, one-third of older adults who rent or pay a mortgage reported difficulty paying their bills. This affects their ability to cover the necessities including food, prescriptions, and medical care.

If you or somebody you care about is struggling, contact 211 to find out what supports are available to help their situation.

Ontario’s municipalities offer a variety of programs to help with affordable housing and eviction prevention programs. 211 can connect you with programs in your municipality such as property tax relief programs for those with low incomes, water rebates/credits and basement flood prevention programs.

If your household income is less than $60,000 ($50,000 for individuals), you might be eligible to receive a rebate of up to $500 a year through the Ontario Senior Homeowners’ Property Tax Grant. The March of Dimes Canada also operates a Home and Vehicle Modification Program that provides funding for basic home and/or vehicle modifications for Ontario residents.

The Long-Term Care Home Rate Reduction Program helps low-income residents pay for basic accommodation in a long-term care home.

Energy/Utility Bill Financial Help

If you need help to pay your gas or electricity bill, the Ontario Energy Board’s Low Income Energy Assistance Program (LEAP) and the Ontario Electricity Support Program may be able to help.

If the cost of energy-saving upgrades that lower your energy use in your home is out of reach, you might be able to access help from the Energy Affordability Program.

Home Care

If you, or someone you care about, needs help living independently or is considering long-term care options, contact Home and Community Care Support Services for help. There is no charge for any professional or personal support or homemaking service provided through Home and Community Care Support Services if you meet eligibility criteria.

Some community agencies can provide free home assessments for mobility aides and devices that can support day-to-day activities. The Canada Housing and Mortgage Corporation provides a guide to help you think through the possible adaptions for your home.

Programs and services available vary by community and can change from season to season. Dial 2-1-1 to get up-to-date information 24 hours a day, 7 days a week.

Read the other blogs in our seniors’ series: